Commercial Auto Insurance
If your business relies on vehicles, commercial auto insurance is a must. It protects company-owned, rented, or employee-used vehicles against accidents, damage, and liability. Whether you run a fleet of delivery vans, use company cars, or rely on personal vehicles for business purposes, this coverage helps safeguard your operations.
At V SNAP INSURANCE SERVICES LLC, we create tailored commercial auto policies to keep your vehicles, employees, and business protected.
Key Coverages
Liability Coverage – Covers bodily injury and property damage if your driver is at fault.
Physical Damage – Includes collision coverage (repairs after a crash) and comprehensive coverage (theft, fire, vandalism, natural disasters).
Medical Payments – Pays medical expenses for drivers and passengers, regardless of fault.
Uninsured/Underinsured Motorist – Protects against accidents with drivers who lack sufficient insurance.
Cargo & Equipment – Coverage for goods or tools in transit (ideal for delivery and contractor businesses).
Rental Reimbursement – Pays for temporary replacement vehicles if yours are in repair.
Hired & Non-Owned Vehicles – Protects against accidents involving rented or employee-owned vehicles used for business.
Roadside Assistance – Optional coverage for towing, lockouts, fuel delivery, and breakdowns.
Why Your Business Needs It
Protects Assets – Covers liability, lawsuits, and repair costs.
Ensures Continuity – Rental and roadside coverage keep operations running after accidents.
Employee Protection – Covers staff while driving for business purposes.
Legal Compliance – Meets state and industry insurance requirements.
At V SNAP INSURANCE SERVICES LLC, we’ll help you choose the right policy to protect your vehicles and your bottom line—so you can focus on growing your business with confidence.