Business Owner’s Policy (BOP)
A Business Owner’s Policy (BOP) combines essential coverages into one affordable package for small and medium-sized businesses. It protects against common risks like property damage, liability claims, and business interruptions—helping your company stay secure and resilient.
At V SNAP Insurance Services LLC, we customize BOPs to fit your industry and needs, whether you own a retail shop, office, or service-based business.
Key Coverages in a BOP
Property Insurance – Covers buildings, equipment, inventory, and supplies against fire, theft, vandalism, and natural disasters.
General Liability – Protects against third-party injury, property damage, and legal claims.
Business Interruption – Replaces lost income and helps cover rent, payroll, and expenses if operations are disrupted.
Crime Insurance – Coverage for theft, fraud, and employee dishonesty.
Equipment Breakdown – Pays for repair or replacement of essential business equipment and systems.
Cyber Liability – Protection from data breaches and cyber-attacks, including recovery and legal costs.
Optional Add-Ons
Commercial Auto Insurance – Covers company-owned vehicles for damage, liability, and medical costs.
Professional Liability (E&O) – Protects service providers against claims of negligence or errors.
Why Choose a BOP?
Cost-Effective – Bundle multiple coverages at a lower price.
Comprehensive – Protects both property and liability risks.
Customizable – Tailored to your business’s unique needs.
At V SNAP Insurance Services LLC, we’ll help you build a BOP that balances cost and coverage—so your business stays protected and profitable, no matter what challenges come your way.