Condo Insurance

Condo insurance (HO-6 insurance) protects your unit, belongings, and financial security. While condo associations typically cover the building’s structure and common areas, condo insurance fills the gaps—ensuring your personal property and interior space are fully protected.

At V SNAP INSURANCE SERVICES LLC, we provide tailored condo insurance policies to give you peace of mind.

Key Condo Insurance Coverages:

  • Dwelling Coverage (Unit-Owner’s Insurance) – Protects your condo’s interior (walls, floors, fixtures, upgrades).

  • Personal Property – Covers belongings like furniture, electronics, and clothing against theft, fire, or vandalism.

  • Liability Coverage – Provides protection if someone is injured in your condo or if you damage another’s property.

  • Medical Payments – Pays medical costs for injured guests, regardless of fault.

  • Loss of Use – Covers temporary living expenses if your condo is uninhabitable after a covered loss.

  • Loss Assessment – Helps if your condo association charges unit owners for uncovered damages or liability claims.

  • Optional Coverage – Flood and earthquake insurance for added protection.

We partner with trusted insurance providers to customize coverage that fits your lifestyle and budget.

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